4000만원 KRW Car Loan
What's the monthly payment for a 4000만원 KRW vehicle?
Vehicle Price
4000만원
Loan Amount
3,200만원
Down Payment (20%): 800만원
Monthly Payment
744,207원
5.5%, 48mo
Total Interest
372만원
📊 Monthly Payment by Interest Rate
| Rate | Monthly | Total | Interest |
|---|---|---|---|
| 4% | 722,530원 | 4,268만원 | 268만원 |
| 5% | 736,937원 | 4,337만원 | 337만원 |
| 5.5% | 744,207원 | 4,372만원 | 372만원 |
| 6% | 751,521원 | 4,407만원 | 407만원 |
| 7% | 766,280원 | 4,478만원 | 478만원 |
| 8% | 781,214원 | 4,549만원 | 549만원 |
📅 By Loan Term
| Term | Monthly | Total | Interest |
|---|---|---|---|
| 24months | 1,411,061원 | 4,186만원 | 186만원 |
| 36months | 966,269원 | 4,278만원 | 278만원 |
| 48months | 744,207원 | 4,372만원 | 372만원 |
| 60months | 611,237원 | 4,467만원 | 467만원 |
| 72months | 522,812원 | 4,564만원 | 564만원 |
💡 Car Buying Tips
- A larger down payment reduces both monthly payment and total interest.
- Bank auto loans are usually 1-2% lower than dealer financing.
- Longer terms mean lower monthly payments but more total interest.
❓ FAQ
What's the monthly payment for a 4000만원 KRW car?
With 20% down, 5.5% rate, 48 months: 744,207원/month.
What's the total interest for a 4000만원 KRW car loan?
At 5.5% over 48 months, total interest is about 372만원.
How much do I save with a shorter term?
Switching from 48 to 36 months reduces total interest by about 25%.