6000만원 KRW Car Loan
What's the monthly payment for a 6000만원 KRW vehicle?
Vehicle Price
6000만원
Loan Amount
4,800만원
Down Payment (20%): 1,200만원
Monthly Payment
1,116,311원
5.5%, 48mo
Total Interest
558만원
📊 Monthly Payment by Interest Rate
| Rate | Monthly | Total | Interest |
|---|---|---|---|
| 4% | 1,083,795원 | 6,402만원 | 402만원 |
| 5% | 1,105,406원 | 6,505만원 | 505만원 |
| 5.5% | 1,116,311원 | 6,558만원 | 558만원 |
| 6% | 1,127,281원 | 6,610만원 | 610만원 |
| 7% | 1,149,420원 | 6,717만원 | 717만원 |
| 8% | 1,171,820원 | 6,824만원 | 824만원 |
📅 By Loan Term
| Term | Monthly | Total | Interest |
|---|---|---|---|
| 24months | 2,116,591원 | 6,279만원 | 279만원 |
| 36months | 1,449,403원 | 6,417만원 | 417만원 |
| 48months | 1,116,311원 | 6,558만원 | 558만원 |
| 60months | 916,856원 | 6,701만원 | 701만원 |
| 72months | 784,219원 | 6,846만원 | 846만원 |
💡 Car Buying Tips
- A larger down payment reduces both monthly payment and total interest.
- Bank auto loans are usually 1-2% lower than dealer financing.
- Longer terms mean lower monthly payments but more total interest.
❓ FAQ
What's the monthly payment for a 6000만원 KRW car?
With 20% down, 5.5% rate, 48 months: 1,116,311원/month.
What's the total interest for a 6000만원 KRW car loan?
At 5.5% over 48 months, total interest is about 558만원.
How much do I save with a shorter term?
Switching from 48 to 36 months reduces total interest by about 25%.