7% Annual Return Calculator
Project future value at 7% annual return
Annual Return
7%
Future Value
3억 85만원
20years
Total Profit
1억 7,085만원
Multiplier
2.31x
Default Conditions:Initial Investment 1천만원 + Monthly Contribution 50만원
📅 By Investment Period
| Period | Total Contributions | Future Value | Total Profit | Multiplier |
|---|---|---|---|---|
| 5years | 4,000만원 | 4,997만원 | 997만원 | 1.25x |
| 10years | 7,000만원 | 1억 663만원 | 3,663만원 | 1.52x |
| 15years | 1억원 | 1억 8,697만원 | 8,697만원 | 1.87x |
| 20years | 1억 3,000만원 | 3억 85만원 | 1억 7,085만원 | 2.31x |
| 25years | 1억 6,000만원 | 4억 6,229만원 | 3억 229만원 | 2.89x |
| 30years | 1억 9,000만원 | 6억 9,115만원 | 5억 115만원 | 3.64x |
💰 By Investment Method
20년 투자 기준
| Method | Total Contributions | Future Value | Total Profit |
|---|---|---|---|
| 500K/mo | 1억 2,000만원 | 2억 6,046만원 | 1억 4,046만원 |
| 10M + 500K/mo | 1억 3,000만원 | 3억 85만원 | 1억 7,085만원 |
| 50M + 500K/mo | 1억 7,000만원 | 4억 6,240만원 | 2억 9,240만원 |
| 100M lump sum | 1억원 | 4억 387만원 | 3억 387만원 |
💡 Investment Tips
- 7% return is typical for balanced funds.
- Past performance does not guarantee future returns.
- Diversify to reduce risk.
❓ FAQ
What do I get with 7% return over 20 years?
With 10M initial + 500K/mo, you get 3억 85만원 (2.31x).
Is 7% return realistic?
This is close to long-term stock market averages.
When does compound interest really kick in?
Compound growth becomes exponential after 10+ years of investing.