300M KRW Mortgage Payment
How much monthly payment for 300M KRW loan?
Loan Amount
3억원
Monthly Payment
1,432,246원
4% rate, 30 years
Total Payment
5억 1,560만원
Total Interest
2억 1,560만원
📊 Monthly Payment by Interest Rate
| Rate | Monthly | Total | Interest |
|---|---|---|---|
| 3.5% | 1,347,134원 | 4억 8,496만원 | 1억 8,496만원 |
| 4% | 1,432,246원 | 5억 1,560만원 | 2억 1,560만원 |
| 4.5% | 1,520,056원 | 5억 4,722만원 | 2억 4,722만원 |
| 5% | 1,610,465원 | 5억 7,976만원 | 2억 7,976만원 |
| 5.5% | 1,703,367원 | 6억 1,321만원 | 3억 1,321만원 |
📅 By Repayment Period
| Period | Monthly | Total | Interest |
|---|---|---|---|
| 20years | 1,817,941원 | 4억 3,630만원 | 1억 3,630만원 |
| 30years | 1,432,246원 | 5억 1,560만원 | 2억 1,560만원 |
| 35years | 1,328,324원 | 5억 5,789만원 | 2억 5,789만원 |
💡 Mortgage Tips
- A 0.5% rate difference can mean millions in interest.
- Principal repayment has lower total interest but higher initial payments.
- Check prepayment penalties and pay extra when possible.
❓ FAQ
What is the monthly payment for 300M KRW loan?
At 4% interest over 30 years, monthly payment is 1,432,246원.
What is the total interest for 300M KRW loan?
At 4% over 30 years, total interest is about 2억 1,560만원.
How much do I save with shorter term?
Switching from 30 to 20 years reduces total interest by about 30%.