10%EC%96%B5 Jeonse vs Rent
Which is better: 10%EC%96%B5 Jeonse or monthly rent?
Jeonse Deposit
10%EC%96%B5
Estimated Rent
4,583,333원
Rent Deposit: 5,000만원
Jeonse Monthly Opportunity Cost
3,333,333원
Rent Monthly Total Cost
4,750,000원
Result at 4% Rate
🏠
Jeonse is better!
Monthly 1,416,666원 savings
Break-even Rate5.8%
Jeonse is better above this rate
📊 Comparison by Investment Rate
| Rate | Jeonse | Rent | Difference | Recommendation |
|---|---|---|---|---|
| 2% | 1,666,667원 | 4,666,666원 | +3,000,000원 | 🏠 전세 |
| 3% | 2,500,000원 | 4,708,333원 | +2,208,333원 | 🏠 전세 |
| 4% | 3,333,333원 | 4,750,000원 | +1,416,666원 | 🏠 전세 |
| 5% | 4,166,667원 | 4,791,666원 | +625,000원 | 🏠 전세 |
| 6% | 5,000,000원 | 4,833,333원 | -166,667원 | 🏢 월세 |
💡 Rent Choice Tips
- Higher investment returns mean higher opportunity cost for Jeonse.
- Consider loan interest if borrowing for Jeonse deposit.
- Factor in Jeonse fraud risk and insurance costs.
❓ FAQ
Is 10%EC%96%B5 Jeonse or rent better?
At 4% return, rent costs 4,750,000원/mo, Jeonse opportunity cost is 3,333,333원/mo. Jeonse is better.
What's the opportunity cost of 10%EC%96%B5 Jeonse?
At 4% return, monthly opportunity cost is 3,333,333원.
At what rate is Jeonse better?
Jeonse is better when investment return is above 5.8%.