1%EC%96%B5 Jeonse vs Rent
Which is better: 1%EC%96%B5 Jeonse or monthly rent?
Jeonse Deposit
1%EC%96%B5
Estimated Rent
458,333원
Rent Deposit: 500만원
Jeonse Monthly Opportunity Cost
333,333원
Rent Monthly Total Cost
475,000원
Result at 4% Rate
🏠
Jeonse is better!
Monthly 141,666원 savings
Break-even Rate5.8%
Jeonse is better above this rate
📊 Comparison by Investment Rate
| Rate | Jeonse | Rent | Difference | Recommendation |
|---|---|---|---|---|
| 2% | 166,667원 | 466,666원 | +300,000원 | 🏠 전세 |
| 3% | 250,000원 | 470,833원 | +220,833원 | 🏠 전세 |
| 4% | 333,333원 | 475,000원 | +141,666원 | 🏠 전세 |
| 5% | 416,667원 | 479,166원 | +62,500원 | 🏠 전세 |
| 6% | 500,000원 | 483,333원 | -16,667원 | ➖ 비슷 |
💡 Rent Choice Tips
- Higher investment returns mean higher opportunity cost for Jeonse.
- Consider loan interest if borrowing for Jeonse deposit.
- Factor in Jeonse fraud risk and insurance costs.
❓ FAQ
Is 1%EC%96%B5 Jeonse or rent better?
At 4% return, rent costs 475,000원/mo, Jeonse opportunity cost is 333,333원/mo. Jeonse is better.
What's the opportunity cost of 1%EC%96%B5 Jeonse?
At 4% return, monthly opportunity cost is 333,333원.
At what rate is Jeonse better?
Jeonse is better when investment return is above 5.8%.