2%EC%96%B5 Jeonse vs Rent
Which is better: 2%EC%96%B5 Jeonse or monthly rent?
Jeonse Deposit
2%EC%96%B5
Estimated Rent
916,667원
Rent Deposit: 1,000만원
Jeonse Monthly Opportunity Cost
666,667원
Rent Monthly Total Cost
950,000원
Result at 4% Rate
🏠
Jeonse is better!
Monthly 283,334원 savings
Break-even Rate5.8%
Jeonse is better above this rate
📊 Comparison by Investment Rate
| Rate | Jeonse | Rent | Difference | Recommendation |
|---|---|---|---|---|
| 2% | 333,333원 | 933,334원 | +600,000원 | 🏠 전세 |
| 3% | 500,000원 | 941,667원 | +441,667원 | 🏠 전세 |
| 4% | 666,667원 | 950,000원 | +283,334원 | 🏠 전세 |
| 5% | 833,333원 | 958,334원 | +125,000원 | 🏠 전세 |
| 6% | 1,000,000원 | 966,667원 | -33,333원 | ➖ 비슷 |
💡 Rent Choice Tips
- Higher investment returns mean higher opportunity cost for Jeonse.
- Consider loan interest if borrowing for Jeonse deposit.
- Factor in Jeonse fraud risk and insurance costs.
❓ FAQ
Is 2%EC%96%B5 Jeonse or rent better?
At 4% return, rent costs 950,000원/mo, Jeonse opportunity cost is 666,667원/mo. Jeonse is better.
What's the opportunity cost of 2%EC%96%B5 Jeonse?
At 4% return, monthly opportunity cost is 666,667원.
At what rate is Jeonse better?
Jeonse is better when investment return is above 5.8%.