3%EC%96%B5 Jeonse vs Rent
Which is better: 3%EC%96%B5 Jeonse or monthly rent?
Jeonse Deposit
3%EC%96%B5
Estimated Rent
1,375,000원
Rent Deposit: 1,500만원
Jeonse Monthly Opportunity Cost
1,000,000원
Rent Monthly Total Cost
1,425,000원
Result at 4% Rate
🏠
Jeonse is better!
Monthly 425,000원 savings
Break-even Rate5.8%
Jeonse is better above this rate
📊 Comparison by Investment Rate
| Rate | Jeonse | Rent | Difference | Recommendation |
|---|---|---|---|---|
| 2% | 500,000원 | 1,400,000원 | +900,000원 | 🏠 전세 |
| 3% | 750,000원 | 1,412,500원 | +662,500원 | 🏠 전세 |
| 4% | 1,000,000원 | 1,425,000원 | +425,000원 | 🏠 전세 |
| 5% | 1,250,000원 | 1,437,500원 | +187,500원 | 🏠 전세 |
| 6% | 1,500,000원 | 1,450,000원 | -50,000원 | ➖ 비슷 |
💡 Rent Choice Tips
- Higher investment returns mean higher opportunity cost for Jeonse.
- Consider loan interest if borrowing for Jeonse deposit.
- Factor in Jeonse fraud risk and insurance costs.
❓ FAQ
Is 3%EC%96%B5 Jeonse or rent better?
At 4% return, rent costs 1,425,000원/mo, Jeonse opportunity cost is 1,000,000원/mo. Jeonse is better.
What's the opportunity cost of 3%EC%96%B5 Jeonse?
At 4% return, monthly opportunity cost is 1,000,000원.
At what rate is Jeonse better?
Jeonse is better when investment return is above 5.8%.