Tip & Split Bill Calculator
Calculate Tips and Split Bills Easily
Calculate the tip on your bill and split it evenly among your group to find out how much each person owes.
💰 What is Tip & Split?
Tip calculation adds a gratuity percentage to your bill, while bill splitting divides the total evenly among diners. In countries with tipping culture, adding 10-20% to the bill before splitting is standard.
📝 How to Use
- Enter the bill amount
- Select a tip percentage or enter a custom one
- Set the number of people
- View per-person amount in the results
💡 Tipping Etiquette
- US: 15-20% standard, 25% for exceptional service
- Europe: 5-10% or round up to nearest euro
- Korea/Japan: No tipping culture (service included)
- Delivery: 10-15% is typical
- Large groups (6+) may have auto-gratuity added
❓ FAQ
Korea does not have a tipping culture. Service charges are included in the price. However, some upscale hotels and restaurants may add a 10% service charge.
In most Western countries, splitting the bill is completely normal and expected. Among friends and colleagues, it is standard practice. Just ask "Shall we split it?"
Traditionally, tips are calculated on the pre-tax subtotal. However, tipping on the total (including tax) is also acceptable and simpler.
📚 Local Method & Assumption Guide
Formula Logic
Core formulas use public finance, loan, ratio, and unit conversion standards.
Source Scope
References follow publicly available standards and country-level common practices.
Assumptions
Taxes, fees, rates, and limits vary by region and institution.
Result Interpretation
Use this result as a baseline scenario. For decisions, compare with your lender quote and local tax treatment.
Locale Preset
Currency: USD
Units: imperial
Tax logic: US payroll estimate
Regulatory Note
This tool uses regional presets for estimation. Contract terms and legal limits may differ by lender, bank, or local law.
Recommended Next Actions
- Compare at least 2-3 local providers before final submission.
- Re-check fees, tax treatment, and prepayment clauses in writing.
- Run a stress scenario with +1-2% interest and lower income.
Before a real financial decision, confirm with local institution rules.