Privacy Policy

1. Introduction

Smart Tools Hub ("Service") values your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect and how we use it.

2. Information We Collect

2.1 Automatically Collected Information

• IP address and browser type
• Visit timestamps and page views
• Device information (operating system, screen resolution, etc.)
• Information collected through cookies and similar technologies

2.2 Calculator Usage Data

All data you enter into our calculators is NOT stored on our servers. All calculations are processed in your browser (client-side), and no personal financial information is transmitted to or stored on our servers.

3. How We Use Information

• To provide and improve our services
• To analyze user experience and optimize the service
• To provide advertising services (Google AdSense)
• To comply with legal obligations

4. Advertising and Cookies

4.1 Google AdSense

This service displays ads through Google AdSense. Google uses cookies to show ads based on your interests. You can opt out of personalized advertising at Google Ads Settings.

4.2 Cookie Policy

This service uses cookies for the following purposes:

• Essential cookies: Required for site functionality
• Analytics cookies: For service usage statistics
• Advertising cookies: For personalized ads

You can disable cookies through your browser settings, but this may limit some functionality of the service.

5. Data Retention

Collected information is deleted when the purpose of collection is achieved. However, if retention is required by law, data will be kept for the required period before deletion.

6. Your Rights

You have the following rights:

• Right to access your personal information
• Right to correct or delete your personal information
• Right to restrict processing
• Right to refuse cookies

7. Contact Information

If you have any questions about this Privacy Policy, please contact us:

8. Changes to This Policy

This Privacy Policy may be updated due to changes in laws or services. Changes will be announced on the website, and significant changes will be notified separately.