๐Ÿ“‹ Income Tax Calculator

Gross Income

5000๋งŒ์›

Taxable Income

3625๋งŒ์›

Total Tax

460๋งŒ์›

Effective: 9.2%

After-tax

4540๋งŒ์›

๐Ÿ“Š Tax Breakdown

Tax Payable

Income Tax4,177,500์›
Local Tax (10%)417,750์›
Total Tax4,595,250์›

Tax by Bracket

0M ~ 14M (6%)840,000์›
14M ~ 50M (15%)3,337,500์›

๐Ÿ“ˆ 2024 Income Tax Brackets

Taxable IncomeRateDeduction
0์› ~ 1400๋งŒ์›6%0์›
1400๋งŒ์› ~ 5000๋งŒ์›15%1,260,000์›
5000๋งŒ์› ~ 8800๋งŒ์›24%5,760,000์›
8800๋งŒ์› ~ 1.5์–ต์›35%15,440,000์›
1.5์–ต์› ~ 3.0์–ต์›38%19,940,000์›
3.0์–ต์› ~ 5.0์–ต์›40%25,940,000์›
5.0์–ต์› ~ 10.0์–ต์›42%35,940,000์›
10.0์–ต์› over45%65,940,000์›
๐Ÿ’ฐ

Income Tax Result

Total Tax 460๋งŒ์›

โœจ 9.2% effective rate

Based on 5000๋งŒ์› annual income

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Note

This calculator is for estimation purposes. Actual tax may vary by individual circumstances. Please consult a tax professional for accurate calculations.

What is Income Tax?

Income tax is levied on all income earned by an individual during the year. It includes salary, business income, interest, dividends, pension, and other income. Annual filing is required in May for the previous year.

Income Deduction vs Tax Credit

TypeIncome DeductionTax Credit
EffectReduces taxable incomeDirectly reduces tax
Tax SavingsVaries by marginal rateFull credit amount
ExamplesPersonal deduction, pensionPension savings, medical

Key Tax Saving Methods

  • Pension Savings/IRP: Up to 1.15M KRW tax credit for 7M annual contribution
  • Credit Card Deduction: 15-40% deduction on spending over 25% of income
  • Housing Savings: 40% deduction on up to 2.4M annually
  • Medical Tax Credit: 15% credit on medical expenses over 3% of income

Filing Schedule

  • Year-end Settlement: January-February
  • Final Filing: May 1-31
  • Payment Deadline: May 31 (installments available)

๐Ÿ“š Panduan perhitungan lokal

Logika rumus

Menggunakan rumus publik untuk keuangan, pinjaman, rasio, dan konversi satuan.

Cakupan sumber

Mengacu pada standar publik dan praktik umum per negara.

Asumsi

Pajak, biaya, suku bunga, dan batas berbeda antar wilayah/lembaga.

Result Interpretation

Gunakan hasil ini sebagai skenario dasar. Sebelum memutuskan, bandingkan dengan penawaran nyata dan aturan pajak lokal.

Preset lokal

Mata uang: IDR

Satuan: metric

Model pajak: US payroll estimate

Catatan regulasi

Alat ini memakai preset regional untuk estimasi. Syarat nyata dan batas hukum dapat berbeda menurut lembaga dan aturan lokal.

Aksi yang disarankan

  • Bandingkan minimal 2-3 penyedia lokal sebelum final.
  • Cek ulang biaya, pajak, dan klausul pelunasan dipercepat secara tertulis.
  • Uji skenario stres dengan bunga +1-2% dan pendapatan turun.

Sebelum keputusan nyata, pastikan aturan terbaru di lembaga setempat.

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