8000만원 KRW Car Loan
What's the monthly payment for a 8000만원 KRW vehicle?
Vehicle Price
8000만원
Loan Amount
6,400만원
Down Payment (20%): 1,600만원
Monthly Payment
1,488,414원
5.5%, 48mo
Total Interest
744만원
📊 Monthly Payment by Interest Rate
| Rate | Monthly | Total | Interest |
|---|---|---|---|
| 4% | 1,445,059원 | 8,536만원 | 536만원 |
| 5% | 1,473,875원 | 8,674만원 | 674만원 |
| 5.5% | 1,488,414원 | 8,744만원 | 744만원 |
| 6% | 1,503,042원 | 8,814만원 | 814만원 |
| 7% | 1,532,560원 | 8,956만원 | 956만원 |
| 8% | 1,562,427원 | 9,099만원 | 1,099만원 |
📅 By Loan Term
| Term | Monthly | Total | Interest |
|---|---|---|---|
| 24months | 2,822,122원 | 8,373만원 | 373만원 |
| 36months | 1,932,538원 | 8,557만원 | 557만원 |
| 48months | 1,488,414원 | 8,744만원 | 744만원 |
| 60months | 1,222,474원 | 8,934만원 | 934만원 |
| 72months | 1,045,625원 | 9,128만원 | 1,128만원 |
💡 Car Buying Tips
- A larger down payment reduces both monthly payment and total interest.
- Bank auto loans are usually 1-2% lower than dealer financing.
- Longer terms mean lower monthly payments but more total interest.
❓ FAQ
What's the monthly payment for a 8000만원 KRW car?
With 20% down, 5.5% rate, 48 months: 1,488,414원/month.
What's the total interest for a 8000만원 KRW car loan?
At 5.5% over 48 months, total interest is about 744만원.
How much do I save with a shorter term?
Switching from 48 to 36 months reduces total interest by about 25%.
📚 国別の計算ガイド
計算ロジック
金融・ローン・比率・単位変換の公開標準を使用します。
参照範囲
公開された基準と各国で一般的な運用慣行を参照します。
前提条件
税率・手数料・上限は地域や金融機関で異なります。
結果の読み方
結果は基準シナリオとして活用してください。最終判断前に金融機関見積と税務条件を比較してください。
ロケール既定値
通貨: JPY
単位: metric
税計算モデル: US payroll estimate
法規上の注意
本ツールは国別プリセットによる概算です。実際の契約条件や法的上限は金融機関・地域法令により異なる場合があります。
推奨アクション
- 申込前に最低2〜3社の条件を比較してください。
- 手数料・税務・繰上返済条項を書面で再確認してください。
- 金利+1〜2%と収入減少のストレスケースも確認してください。
実際の契約前に、必ず現地機関の最新条件を確認してください。