📋 Income Tax Calculator

Gross Income

5000만원

Taxable Income

3625만원

Total Tax

460만원

Effective: 9.2%

After-tax

4540만원

📊 Tax Breakdown

Tax Payable

Income Tax4,177,500
Local Tax (10%)417,750
Total Tax4,595,250

Tax by Bracket

0M ~ 14M (6%)840,000
14M ~ 50M (15%)3,337,500

📈 2024 Income Tax Brackets

Taxable IncomeRateDeduction
0원 ~ 1400만원6%0
1400만원 ~ 5000만원15%1,260,000
5000만원 ~ 8800만원24%5,760,000
8800만원 ~ 1.5억원35%15,440,000
1.5억원 ~ 3.0억원38%19,940,000
3.0억원 ~ 5.0억원40%25,940,000
5.0억원 ~ 10.0억원42%35,940,000
10.0억원 over45%65,940,000
💰

Income Tax Result

Total Tax 460만원

9.2% effective rate

Based on 5000만원 annual income

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Note

This calculator is for estimation purposes. Actual tax may vary by individual circumstances. Please consult a tax professional for accurate calculations.

What is Income Tax?

Income tax is levied on all income earned by an individual during the year. It includes salary, business income, interest, dividends, pension, and other income. Annual filing is required in May for the previous year.

Income Deduction vs Tax Credit

TypeIncome DeductionTax Credit
EffectReduces taxable incomeDirectly reduces tax
Tax SavingsVaries by marginal rateFull credit amount
ExamplesPersonal deduction, pensionPension savings, medical

Key Tax Saving Methods

  • Pension Savings/IRP: Up to 1.15M KRW tax credit for 7M annual contribution
  • Credit Card Deduction: 15-40% deduction on spending over 25% of income
  • Housing Savings: 40% deduction on up to 2.4M annually
  • Medical Tax Credit: 15% credit on medical expenses over 3% of income

Filing Schedule

  • Year-end Settlement: January-February
  • Final Filing: May 1-31
  • Payment Deadline: May 31 (installments available)

📚 Guia de cálculo local

Lógica da fórmula

Aplicamos fórmulas públicas de finanças, empréstimos, razão e conversão.

Escopo das fontes

Referências seguem padrões públicos e práticas comuns de cada país.

Premissas

Impostos, taxas e limites variam por região e instituição.

Result Interpretation

Use este resultado como cenário base. Antes de decidir, compare com proposta real e regras fiscais locais.

Padrão local

Moeda: BRL

Unidades: metric

Modelo tributário: US payroll estimate

Aviso regulatório

Esta ferramenta usa presets regionais para estimativa. Termos reais e limites legais variam por instituição e legislação local.

Próximas ações recomendadas

  • Compare pelo menos 2-3 instituições locais antes de fechar.
  • Confirme por escrito taxas, impostos e cláusulas de amortização antecipada.
  • Rode cenário de estresse com +1-2% de juros.

Antes de uma decisão real, confirme as regras atuais da instituição local.

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