📈 Fund Returns Calculator
Project your future wealth with initial investment and monthly contributions. See the magic of compound interest.
📈 Fund Returns Calculator
Project future wealth with initial investment and monthly contributions
0%0.5%1%1.5%2%
1년10년20년30년40년
Projected Result
Future Value
2억 8,177만원
Total Contributions
1억 3,000만원
Total Profit
1억 5,177만원
Multiplier
2.17x
📊 By Return Rate
| Rate | Future Value | Profit | Multiplier |
|---|---|---|---|
| 3% | 1억 7,196만원 | 4,197만원 | 1.32x |
| 5% | 2억 1,861만원 | 8,862만원 | 1.68x |
| 7% | 2억 8,177만원 | 1억 5,177만원 | 2.17x |
| 10% | 4억 2,232만원 | 2억 9,232만원 | 3.25x |
| 15% | 8억 7,630만원 | 7억 4,630만원 | 6.74x |
📅 By Investment Period
| Period | Total Contributions | Future Value | Profit |
|---|---|---|---|
| 5years | 4,000만원 | 4,917만원 | 917만원 |
| 10years | 7,000만원 | 1억 332만원 | 3,332만원 |
| 15years | 1억원 | 1억 7,821만원 | 7,821만원 |
| 20years | 1억 3,000만원 | 2억 8,177만원 | 1억 5,177만원 |
| 30years | 1억 9,000만원 | 6억 2,300만원 | 4억 3,300만원 |
📊
20-Year Fund Investment Projection
2억 8,177만원
1억 3,000만원 invested → 2.17x
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💡 Investment Tips
- Longer investment periods amplify compound growth.
- A 0.5% expense ratio difference can mean millions over decades.
- ETFs typically have lower expense ratios than mutual funds.
🔗 Related Calculators
📚 各地区计算规则说明
计算逻辑
采用公开的金融、贷款、比率与单位换算标准公式。
参考范围
参考公开标准与各地区常见实务规则。
前提条件
税费、费率、上限会因地区和机构而不同。
结果解读
结果可作为基准情景。正式决策前请与当地机构报价和税务规则对比。
地区默认值
货币: CNY
单位: metric
税务模型: US payroll estimate
法规提示
本工具基于地区预设进行估算。实际合同条款与法定上限可能因机构和当地法规而不同。
建议操作
- 正式申请前请至少比较 2~3 家本地机构方案。
- 再次核对费用、税务处理和提前还款条款。
- 用利率 +1~2% 与收入下降场景再测一次。
做真实决策前，请先确认当地机构的最新条款。