📋 Income Tax Calculator

Gross Income

5000만원

Taxable Income

3625만원

Total Tax

460만원

Effective: 9.2%

After-tax

4540만원

📊 Tax Breakdown

Tax Payable

Income Tax4,177,500
Local Tax (10%)417,750
Total Tax4,595,250

Tax by Bracket

0M ~ 14M (6%)840,000
14M ~ 50M (15%)3,337,500

📈 2024 Income Tax Brackets

Taxable IncomeRateDeduction
0원 ~ 1400만원6%0
1400만원 ~ 5000만원15%1,260,000
5000만원 ~ 8800만원24%5,760,000
8800만원 ~ 1.5억원35%15,440,000
1.5억원 ~ 3.0억원38%19,940,000
3.0억원 ~ 5.0억원40%25,940,000
5.0억원 ~ 10.0억원42%35,940,000
10.0억원 over45%65,940,000
💰

Income Tax Result

Total Tax 460만원

9.2% effective rate

Based on 5000만원 annual income

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Note

This calculator is for estimation purposes. Actual tax may vary by individual circumstances. Please consult a tax professional for accurate calculations.

What is Income Tax?

Income tax is levied on all income earned by an individual during the year. It includes salary, business income, interest, dividends, pension, and other income. Annual filing is required in May for the previous year.

Income Deduction vs Tax Credit

TypeIncome DeductionTax Credit
EffectReduces taxable incomeDirectly reduces tax
Tax SavingsVaries by marginal rateFull credit amount
ExamplesPersonal deduction, pensionPension savings, medical

Key Tax Saving Methods

  • Pension Savings/IRP: Up to 1.15M KRW tax credit for 7M annual contribution
  • Credit Card Deduction: 15-40% deduction on spending over 25% of income
  • Housing Savings: 40% deduction on up to 2.4M annually
  • Medical Tax Credit: 15% credit on medical expenses over 3% of income

Filing Schedule

  • Year-end Settlement: January-February
  • Final Filing: May 1-31
  • Payment Deadline: May 31 (installments available)

📚 各地区计算规则说明

计算逻辑

采用公开的金融、贷款、比率与单位换算标准公式。

参考范围

参考公开标准与各地区常见实务规则。

前提条件

税费、费率、上限会因地区和机构而不同。

结果解读

结果可作为基准情景。正式决策前请与当地机构报价和税务规则对比。

地区默认值

货币: CNY

单位: metric

税务模型: US payroll estimate

法规提示

本工具基于地区预设进行估算。实际合同条款与法定上限可能因机构和当地法规而不同。

建议操作

  • 正式申请前请至少比较 2~3 家本地机构方案。
  • 再次核对费用、税务处理和提前还款条款。
  • 用利率 +1~2% 与收入下降场景再测一次。

做真实决策前,请先确认当地机构的最新条款。

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