🏢 Jeonse vs Monthly Rent Calculator
Compare opportunity cost of Jeonse deposit with monthly rent total cost to find the better option.
🏢 Jeonse vs Monthly Rent Calculator
Compare the opportunity cost of Jeonse deposit with monthly rent total cost
1%3%5%7%10%
Comparison Result
Jeonse Monthly Opportunity Cost
1,000,000원
Monthly Rent Total Cost
1,533,333원
Recommendation
✅ Jeonse is better
Jeonse Yearly Cost
1,200만원
Monthly Rent Yearly Cost
1,840만원
Yearly Difference
+640만원
Jeonse better
Break-even Rate6.21%
Jeonse is better above this rate
📊 Comparison by Investment Rate
| Rate | Jeonse Cost | Rent Cost | Difference | Recommendation |
|---|---|---|---|---|
| 2% | 500,000원 | 1,516,667원 | +1,016,667원 | 🏠 전세 |
| 3% | 750,000원 | 1,525,000원 | +775,000원 | 🏠 전세 |
| 4% | 1,000,000원 | 1,533,333원 | +533,333원 | 🏠 전세 |
| 5% | 1,250,000원 | 1,541,667원 | +291,667원 | 🏠 전세 |
| 6% | 1,500,000원 | 1,550,000원 | +50,000원 | ➖ 비슷 |
📊
Jeonse vs Rent Comparison
Jeonse wins!
Jeonse 3억원 vs Rent 1,500,000 KRW
🎉 Show off to friends!
Share and compare with your friends
💡 Rent Choice Tips
- Higher investment returns mean higher opportunity cost for Jeonse.
- Include Jeonse loan interest if applicable.
- Consider Jeonse fraud risk and insurance costs.
🔗 Related Calculators
📚 各地区计算规则说明
计算逻辑
采用公开的金融、贷款、比率与单位换算标准公式。
参考范围
参考公开标准与各地区常见实务规则。
前提条件
税费、费率、上限会因地区和机构而不同。
结果解读
结果可作为基准情景。正式决策前请与当地机构报价和税务规则对比。
地区默认值
货币: CNY
单位: metric
税务模型: US payroll estimate
法规提示
本工具基于地区预设进行估算。实际合同条款与法定上限可能因机构和当地法规而不同。
建议操作
- 正式申请前请至少比较 2~3 家本地机构方案。
- 再次核对费用、税务处理和提前还款条款。
- 用利率 +1~2% 与收入下降场景再测一次。
做真实决策前，请先确认当地机构的最新条款。